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Navigate Your Course to Financial Security

Skillful guidance to help you become the captain of your financial life.

Where Responsible Investing Meets Thoughtful Planning

Wharf Financial is a distinguished financial planning boutique nestled in the heart of DC’s vibrant Wharf District. Our journey began with a simple, yet profound mission: to illuminate the path to financial security for those on the cusp of a new chapter.

Architects of Your Future

At Wharf Financial, we’re more than financial advisors; we’re architects of future prosperity, crafting bespoke income strategies for those transitioning toward retirement. Our skill shines brightest in guiding pre-retirees across the DMV, helping them amplify the value of their hard-earned savings. Watch our video to learn more.



Embracing the Crosswinds

Embracing the Crosswinds

Imagine a future where financial uncertainty is replaced with clarity and confidence. More than half of our clients stand where you do today — on the verge of retirement or newly retired. They’re seeking insights on nurturing their nest egg and seamlessly transitioning their income streams for a life of fulfillment beyond the workforce.

Guiding You to Rewarding Harbors

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Our founder and Captain of Wharf Financial, Michael Weston, ChFC®, has almost 30 years of experience in financial services. We focus on wealth preservation, investments, retirement income and planning strategies, estate and tax strategies, family finances, domestic partner planning, and more.


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Over-the-Top Service

Over-the-Top Service

Wharf Financial emphasizes a personal approach with a strong commitment to client satisfaction and a holistic view of financial planning. We have discovered the remarkable power of giving our clients much more than they expect from a financial firm. We deliver memorable, over-the-top, custom-fit service, support, and guidance.

Get Answers From a Retirement Income Specialist

We are a distinctive, local firm with specialized knowledge to answer your important retirement and income planning questions.

“How should I position my portfolio to provide the best outcome for tomorrow?”

“How can I reduce my tax burden, today and in the future?”

“How can I reduce the negative effect of the State and Local Tax (SALT) and Medicare’s Income-Related Monthly Adjustment Amount (IRMAA)?”

“How can I survive and thrive after my divorce?”

“Where should I be withdrawing my savings from: my taxable accounts, Roth, qualified plans, capital gains, or dividends/interest?”

“Should I consider a Roth conversion or a Backdoor Roth?”

“What are the smartest Social Security claiming strategies?”

“Will I be able to afford a nursing home or prolonged care?”

“Will my spouse/partner be okay if I pass?”

We Help Navigate Your Financial Waters

Let Wharf Financial guide you to pursue a fulfilling financial future.


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